It’s an amazing feeling to have your credit card balances at zero (or close to!) but more often than not we’re carrying a little something or sometimes it’s even a larger balance than we’d like to admit. The holidays have ended – and most of us are still paying for all those gifts but at the same time starting to make a few more frugal choices here and there in order to get the debt load down. Many are making it their resolution to switch to a better credit card and save money with a lower rate or be rewarded for the purchases that are made with their credit card. To help you along down the right path, RateSupermarket.ca is kicking off the new year with three of their most popular credit cards and giving away a $100 gift card until February 28th!

Step 1: Choose your card depending on what you want! Cash back? 0.99% Balance transfer? Travel credits?

Step 2: Select your free gift card!

Step 3: Enter the giveaway for a chance to win $1200 to pay off your credit card!

Good luck!