With many Nova Scotians expected to search online sites for Cyber Monday holiday deals, the RCMP want to remind shoppers to be on watch for Internet thieves and scams.
The holidays create golden opportunities for criminals hoping that shoppers will enter their credit card information on fake shopping sites or click to buy gifts from a fake web site only to find out the gifts never arrive. Here are some tips to keep in mind:
Shop only from your home computer – it’s much safer than shopping at a terminal
Use different user ID and passwords for different accounts
Go directly to a store’s website by manually typing its address into your web browser
Don’t click on links in an e-mail message even if you know who sent it
Verify secure connections. When shopping on-line, do not enter any financial information if you see a broken-key or open padlock symbol on your Internet browser- this means the transaction is not secure and could be intercepted by a third party. When the key is complete or the padlock is locked, your browser is indicating a secure transaction
Consider using a company acting as escrow (reliable third party), a credit card with a low credit limit or a single use payment card
Unlike secure order forms on a web site, e-mail messages are not private. Do not send confidential personal or financial information by e-mail
Avoid spam (unsolicited marketing e-mail) by being careful about disclosing your e-mail address both on and off-line
Monitor your bank and credit card and statements online. Electronic statements allow you to review your purchases and payments as they happen rather than waiting until the end of the month to review your paper statement
Immediately report any discrepancies to your bank or to the company that issued the credit card.